The world runs on QR. Desto lets you scan and pay on every local network on earth, straight from one balance, at the real exchange rate. No cards. No roaming. No FX games.
QR is how most of the world already pays. Over half of all in-person transactions on earth now happen by scan, and that share grows every year. Desto is the one app that speaks every QR network, so a traveller from anywhere can pay like a local everywhere.
We are not another card in your wallet. We are the scanner that already works at the chai stand in Mumbai, the feira in São Paulo, and the night market in Bangkok.
From the gate to the counter, Desto gets out of your way. Here is the whole flow, start to finish.
Desto senses where you are and switches to the local QR network. UPI in India, PIX in Brazil, PromptPay in Thailand.
Aim at any merchant QR. One scanner reads them all, then locks onto the merchant instantly.
See the exact local amount and what it costs in USD, with your cashback added before you pay.
The merchant is paid on the local rail in about a second. Your cashback lands instantly and your balance keeps earning yield.
Cards are an afterthought abroad. Desto is built QR-first, with native support for the local networks that move trillions every year.
Spending abroad used to cost you. With Desto it earns. Get cashback on every QR payment, the first time anyone has done it, and let your balance grow while it waits.
A first for QR payments anywhere. Every scan is a chance to win up to 100% back, from street food to taxis, credited the instant you pay. No points, no portals, no minimums.
Industry firstMoney sitting in your wallet should not sit still. Your USD and stablecoin balance earns up to 8% yield automatically, paid daily, available to spend at any moment.
Auto-earningUp to 100% back awarded on eligible QR payments. Yield up to 8% is variable and shown in-app. Figures are illustrative for this preview.
Most cards quietly add 2 to 4% every time you spend abroad. Desto charges nothing on the rate. You get the real mid-market price, then we pay you on top of it.
Free to download. Set up in two minutes. Scan, pay, and earn the moment you land.
Desto